Attorneys: Michael E. Tiffany, Beth A. Heath, and Paul D. Cardon
Paralegal: Debbie Purdie
Since 1990, Tiffany & Bosco has represented for-profit and non-profit owners of multi-housing projects in connection with loans that are insured by the U.S. Department of Housing and Urban Development (“HUD”). Tiffany & Bosco has closed over 220 HUD insured loan transactions with a total loan amount in excess of $3 billion.
Recently, the loans have been primarily for upscale apartment projects and healthcare facilities. However, they include other multi-housing projects such as hospitals, assisted/independent living facilities, and affordable housing. HUD loans are used to build new projects and refinance existing ones. Under a timeline that is comparable to conventional loans, we assist borrowers with the processing of HUD insured loans that are fully amortizable, non-recourse (even during construction) and fully assignable upon a sale of the project.
Small Business Programs and Certifications
Many federal, state, and local governmental resources are available to assist small business owners, especially socially and economically disadvantaged, minority, women, and military veteran owners. That is true whether the owners are looking for funding to start a business, to expand their business, or to position themselves to do business with the government. Our attorneys assist these small business owners to identify available resources, prepare their businesses to apply for various programs and certifications, complete the applications, and comply with the regulations once they are accepted into the programs.
Our attorneys understand that small business owners sometimes need counseling, education, mentoring, and training to succeed. We provide that assistance while navigating our clients to, and through, the resources available to small business owners. Arizona Small Business Development Center Network, SCORE, Phoenix MBDA Business Center, Arizona Native American Business Enterprise Center, and Microbusiness Advancement Center/Women’s Business Center are some of the Arizona resources available to small business owners needing additional assistance.
Attorneys: James P. O’Sullivan and May Lu
We counsel clients on various federal programs including those provided by the U.S. Small Business Administration (SBA) such as:
Attorneys: James P. O’Sullivan, Kevin P. Nelson, and May Lu
We also advise clients on federal, state, and local disadvantaged business owner certification programs, including:
Government Relations/Land Use and Zoning
Government Relations Attorney: Timothy A. La Sota
Land Use and Zoning Attorney: William E. Lally
Land Use Planners: Kurt A. Jones and Jacob E. Zonn
Because of our attorneys’ strong professional relationships with the elected officials serving in Arizona’s top governmental positions, we are primed to counsel small business clients through government agency regulations and effectively lobby for our clients’ interests.
These relationships also help our attorneys navigate the halls of local government and advise small business projects that involve zoning and other land use issues with obtaining approval in the most timely and efficient manner.
SBA Loan Programs
Governance & Regulation
Attorneys: James P. O’Sullivan, May Lu, and Kevin P. Nelson
Our attorneys advise SBA lenders on various regulatory issues. We also counsel non-profit Certified Development Companies on their governance issues, including compliance with SBA’s Standard Operating Procedures and entity governance, including fiduciary duties of the directors and officers. Our substantial experience related to the prosecution of claims for, and vigorous defense of claims against, SBA lenders provides our firm with substantial abilities to recommend and implement best practices for our clients.
Attorneys: James P. O’Sullivan, J. Lawrence McCormley, and Beth A. Heath
We assist borrowers and lenders in negotiation and documenting the lending transactions related to SBA loan programs.
Litigation & Bankruptcy
Litigation Attorneys: Dow Glenn Ostlund, James P. O’Sullivan, and Kevin P. Nelson
Bankruptcy Attorneys: Christopher A. Kaup
Bankruptcy Paralegal: Louis Lofredo
When litigation is necessary, our attorneys have the experience required to efficiently navigate our clients to their goals. That is true whether the task is the aggressive pursuit of recoverable collateral or other assets, or the vigorous defense of allegations against our clients. Our success in SBA-related litigation is demonstrated by our track record and our industry recognition. Our firm is on the SBA approved list of attorneys. We also represent Certified Development Companies and lenders in connection with civil and bankruptcy litigation. Our extensive knowledge of SBA’s Standard Operating Procedures and related rules and regulations gives us an advantage in aggressively representing these clients.
Attorneys: Michael E. Tiffany and William H. Finnegan
This firm also assists business owners with obtaining federal, state, and local tax credits offered as incentives for businesses to make investments or to operate in a certain way.
Because government grants are funded by the taxpayers, they have strict compliance and reporting requirements to ensure that the money is well spent. We advise eligible businesses on how to navigate the grant process.